PEO Sentry — Guarding the coverage gaps your PEO doesn’t
Hero

Co-managed by your PEO wholesaler & a specialist P&C agency

PEO Sentry — Guarding the coverage gaps your PEO doesn’t.

A dedicated P&C risk desk built for PEO clients and their brokers. Faster COIs, smarter coverage fit, and claims advocacy that plays nice with your PEO.

Same-day COIs 48–72h quotes Broker-first model PEO-savvy underwriters
Who We Help

Who We Help

We complement your PEO—covering the lines and limits it doesn’t fully address, without disrupting what works.

PEO Clients

Close coverage gaps, stabilize your mod, and simplify certificates and claims—while keeping your PEO relationship intact.

  • Lower Total Cost of Risk
  • Faster, cleaner COIs
  • Claims advocacy aligned with your PEO

Referring Brokers

Stay the primary advisor while adding a turnkey P&C desk—no in-house build required.

  • New, compliant revenue stream
  • Higher retention & credibility
  • Co-branded assets & SLAs
What We Place

What We Place (PEO‑Tuned)

Core Lines

Workers’ Comp (inside/outside PEO), GL, Property/CPP, BOP, Auto/HNOA, Umbrella/Excess, Cyber, EPLI (gap‑fill), Tech/Prof E&O, D&O, Crime

Vertical Add‑Ons

Builders Risk & Inland Marine (contractors), Cargo/MTC (logistics), Liquor (hospitality)

Why Us

Why PEO Sentry

Gap Defense

We read your PEO agreement and map what’s not covered, then close it with purpose‑built placements.

TCOR Focus

Options beyond price—limits, endorsements, and claims trends that reduce total risk cost.

PEO‑Grade Speed

Clean submissions quoted in 48–72 business hours; standard COIs turned the same day.

Process

How It Works

1

15‑Minute Intake

Share ACORDs, loss runs (3–5 yrs), and your PEO agreement. We confirm scope, appetite, and timeline.

2

Gap‑Map & Options

Good/Better/Best proposals with a TCOR view and contract compliance checks.

3

Bind & Guard

COI automation, claims setup, and quarterly stewardship to keep trends moving the right way.

Benefits

Concrete Benefits

For Clients

  • Lower Total Cost of Risk
  • Contract‑ready coverage fit
  • Faster COIs, fewer admin handoffs
  • Mod stabilization plan

For Referring Brokers

  • Keep the relationship center‑stage
  • New revenue stream (compliant models)
  • Co‑branded assets + dedicated desk
  • Published SLAs & pipeline visibility
Proof / Case Snippets

Proof

Contractor · 62 employees

Added HNOA + $5M umbrella; COI turnaround < 4h; won GC contract.

Medical practice · 120 employees

EPLI gap‑fill + cyber; reduced uncovered wage‑hour risk; claim triage playbook in place.

3PL · 85 drivers

Fleet safety tune‑up + telematics starter; mod trend stabilized over 12 months.

SLAs

Service SLAs

Intros acknowledged < 4 business hours
Standard quotes 48–72 business hours
COIs same day
Claims first touch < 2 business hours
FAQs

FAQs

Do you replace our PEO?

No—we complement it, covering what the PEO doesn’t with dedicated P&C placements and service.

Can you work outside the PEO for Workers’ Comp?

Yes, where appropriate and advantageous, we can evaluate and place WC outside the PEO arrangement.

How are brokers compensated?

Licensed‑producer revenue share or compliant flat intro fees (varies by state). We’ll confirm on intake.

What industries do you focus on?

Contractors, logistics, healthcare, light manufacturing, hospitality, and tech/professional services.

Which states do you serve?

List your active states here; licensing and appointments are confirmed as part of onboarding.

Forms

Get Started

Choose the path that fits. We’ll confirm details within one business day.

Client form

Client — Request a Gap Review

Files are not transmitted in this demo build. We’ll enable secure upload on go‑live.

Thanks—your Gap Review request is in. We’ll confirm details within one business day.

Broker form

Broker — Register a Deal

Files are not transmitted in this demo build. We’ll enable secure upload on go‑live.

Deal registered. You’ll get a checklist and timeline to target 48–72h quoting.

We keep data secure. Licensing and compensation follow state regulations; disclosures provided as needed.

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